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Timberline Bank
Grand Junction, CO · FDIC Certificate #57857 · Chartered 10/2
Total assets
$832.56M
Total deposits
$699.55M
Total equity
$68.50M
Net loans
$641.97M
Branches (offices)
3
Net income (YTD)
$8.78M
Rank: #1,213 of 4,213 U.S. banks by assets · #10 of 63 in Colorado. Assets changed 6.2% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.12% |
| Return on equity | 27.10% |
| Net interest margin (YTD) | 4.41% |
| Equity to assets | 8.23% |
| Tier 1 leverage ratio | 9.38% |
| Uninsured deposits (share of deposits) | 32.3% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 91.8% |
| Real estate loans (share of loans) | 86.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $552.70M | 86.1% | |
| Commercial & industrial | $83.25M | 13.0% | |
| Consumer / individual | $3.43M | 0.5% | |
| Construction & development | $47.36M | 7.4% | |
| Agricultural | $185.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $687.53M | $612.91M | $2.23M | $42.57M |
| Jun 2023 | $724.03M | $676.37M | $3.12M | $44.11M |
| Jun 2024 | $754.10M | $703.13M | $2.10M | $49.37M |
| Jun 2025 | $783.86M | $655.41M | $3.04M | $55.58M |
| Jun 2026 | $832.56M | $699.55M | $8.78M | $68.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $699.55M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $699.55M.
Similar-sized banks
West Shore Bank ($833.57M) · Citizens Bank ($832.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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