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Time Bank
Park Ridge, IL · FDIC Certificate #34038 · Chartered 07/0
Total assets
$712.77M
Total deposits
$608.22M
Total equity
$96.71M
Net loans
$511.29M
Branches (offices)
3
Net income (YTD)
$7.21M
Rank: #1,363 of 4,213 U.S. banks by assets · #76 of 322 in Illinois. Assets changed 1.3% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.02% |
| Return on equity | 15.17% |
| Net interest margin (YTD) | 4.45% |
| Equity to assets | 13.57% |
| Tier 1 leverage ratio | 11.91% |
| Uninsured deposits (share of deposits) | 19.1% |
| Noncurrent loans (share of loans) | 1.75% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.1% |
| Real estate loans (share of loans) | 70.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $360.12M | 70.4% | |
| Commercial & industrial | $15.73M | 3.1% | |
| Consumer / individual | $692.00K | 0.1% | |
| Construction & development | $50.37M | 9.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $457.88M | $387.48M | $4.62M | $61.34M |
| Jun 2023 | $469.82M | $375.47M | $6.17M | $65.85M |
| Jun 2024 | $463.15M | $379.61M | $5.72M | $71.89M |
| Jun 2025 | $703.82M | $601.82M | $6.81M | $88.78M |
| Jun 2026 | $712.77M | $608.22M | $7.21M | $96.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $471.83M | 1 |
| Iowa | $136.39M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $608.22M.
Similar-sized banks
Grand Bank ($712.80M) · Pioneer Trust Bank, National Association ($712.51M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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