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Titan Bank, N.A.
Mineral Wells, TX · FDIC Certificate #3225 · Chartered 01/0
Total assets
$896.11M
Total deposits
$771.50M
Total equity
$113.34M
Net loans
$414.63M
Branches (offices)
1
Net income (YTD)
$47.64M
Rank: #1,147 of 4,213 U.S. banks by assets · #102 of 346 in Texas. Assets changed 40.1% and deposits 35.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 10.97% |
| Return on equity | 97.55% |
| Net interest margin (YTD) | 5.49% |
| Equity to assets | 12.65% |
| Tier 1 leverage ratio | 9.16% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.54% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 53.7% |
| Real estate loans (share of loans) | 99.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $410.58M | 99.0% | |
| Commercial & industrial | $4.04M | 1.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $10.18M | 2.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $480.56M | $449.49M | $3.32M | $30.08M |
| Jun 2023 | $536.94M | $496.01M | $6.84M | $39.17M |
| Jun 2024 | $577.51M | $524.58M | $11.35M | $51.79M |
| Jun 2025 | $639.50M | $568.25M | $11.15M | $65.81M |
| Jun 2026 | $896.11M | $771.50M | $47.64M | $113.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $771.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $771.50M.
Similar-sized banks
Visionbank Of Iowa ($896.12M) · Farmers National Bank ($895.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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