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Tompkins State Bank
Avon, IL · FDIC Certificate #10849 · Chartered 01/0
Total assets
$303.48M
Total deposits
$274.25M
Total equity
$28.58M
Net loans
$168.08M
Branches (offices)
4
Net income (YTD)
$1.50M
Rank: #2,450 of 4,213 U.S. banks by assets · #156 of 322 in Illinois. Assets changed 5.5% and deposits 6.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.98% |
| Return on equity | 10.47% |
| Net interest margin (YTD) | 3.56% |
| Equity to assets | 9.42% |
| Tier 1 leverage ratio | 9.82% |
| Uninsured deposits (share of deposits) | 20.3% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 61.3% |
| Real estate loans (share of loans) | 52.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $88.59M | 52.7% | |
| Commercial & industrial | $33.13M | 19.7% | |
| Consumer / individual | $3.23M | 1.9% | |
| Construction & development | $4.88M | 2.9% | |
| Agricultural | $43.62M | 26.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $275.24M | $250.95M | $1.46M | $19.36M |
| Jun 2023 | $281.44M | $256.19M | $1.67M | $20.25M |
| Jun 2024 | $292.19M | $257.87M | $1.70M | $22.76M |
| Jun 2025 | $287.63M | $258.75M | $1.41M | $24.45M |
| Jun 2026 | $303.48M | $274.25M | $1.50M | $28.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $274.25M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $274.25M.
Similar-sized banks
Community Bank And Trust Company ($303.48M) · First Heritage Bank ($303.43M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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