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Town Bank, National Association
Hartland, WI · FDIC Certificate #34717 · Chartered 07/2
Total assets
$4.71B
Total deposits
$3.81B
Total equity
$483.13M
Net loans
$3.50B
Branches (offices)
25
Net income (YTD)
$32.45M
Rank: #297 of 4,213 U.S. banks by assets · #6 of 153 in Wisconsin. Assets changed 7.2% and deposits 4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 13.73% |
| Net interest margin (YTD) | 3.08% |
| Equity to assets | 10.26% |
| Tier 1 leverage ratio | 9.75% |
| Uninsured deposits (share of deposits) | 31.0% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 91.7% |
| Real estate loans (share of loans) | 37.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.30B | 37.3% | |
| Commercial & industrial | $1.30B | 37.2% | |
| Consumer / individual | $618.78M | 17.7% | |
| Construction & development | $167.23M | 4.8% | |
| Agricultural | $10.11M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.44B | $2.96B | $10.82M | $324.06M |
| Jun 2023 | $3.59B | $3.00B | $18.47M | $347.08M |
| Jun 2024 | $4.09B | $3.39B | $20.19M | $372.07M |
| Jun 2025 | $4.39B | $3.66B | $26.08M | $428.44M |
| Jun 2026 | $4.71B | $3.81B | $32.45M | $483.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $3.81B | 25 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.81B.
Similar-sized banks
Bar Harbor Bank & Trust ($4.73B) · Southern First Bank ($4.70B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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