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Town & Country Bank
Salem, MO · FDIC Certificate #13071 · Chartered 01/0
Total assets
$747.73M
Total deposits
$642.23M
Total equity
$81.34M
Net loans
$496.40M
Branches (offices)
10
Net income (YTD)
$9.41M
Rank: #1,314 of 4,213 U.S. banks by assets · #51 of 190 in Missouri. Assets changed 0.3% and deposits -0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.53% |
| Return on equity | 23.76% |
| Net interest margin (YTD) | 4.27% |
| Equity to assets | 10.88% |
| Tier 1 leverage ratio | 12.37% |
| Uninsured deposits (share of deposits) | 14.2% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.3% |
| Real estate loans (share of loans) | 89.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $445.63M | 89.8% | |
| Commercial & industrial | $22.60M | 4.6% | |
| Consumer / individual | $13.25M | 2.7% | |
| Construction & development | $34.57M | 7.0% | |
| Agricultural | $14.34M | 2.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $724.07M | $639.07M | $4.62M | $57.13M |
| Jun 2023 | $657.48M | $578.27M | $5.32M | $54.73M |
| Jun 2024 | $694.97M | $605.68M | $5.62M | $59.46M |
| Jun 2025 | $745.79M | $644.57M | $7.00M | $69.88M |
| Jun 2026 | $747.73M | $642.23M | $9.41M | $81.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $642.23M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $642.23M.
Similar-sized banks
The Genoa Banking Company ($747.85M) · Clinton Savings Bank ($744.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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