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Transact Bank, National Association
Denver, CO · FDIC Certificate #13986 · Chartered 12/1
Total assets
$6.47M
Total deposits
$5.10M
Total equity
$1.07M
Net loans
$2.24M
Branches (offices)
1
Net income (YTD)
$11.00K
Rank: #4,206 of 4,213 U.S. banks by assets · #63 of 63 in Colorado. Assets changed 3.6% and deposits 8.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 2.06% |
| Net interest margin (YTD) | 2.85% |
| Equity to assets | 16.49% |
| Tier 1 leverage ratio | 16.27% |
| Uninsured deposits (share of deposits) | 16.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 43.9% |
| Real estate loans (share of loans) | 100.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.24M | 100.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $14.33M | $11.84M | -$991.00K | $1.96M |
| Jun 2023 | $12.64M | $10.35M | -$220.00K | $1.68M |
| Jun 2024 | $6.78M | $5.00M | -$748.00K | $687.00K |
| Jun 2025 | $6.25M | $4.72M | -$69.00K | $1.03M |
| Jun 2026 | $6.47M | $5.10M | $11.00K | $1.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $5.10M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.10M.
Similar-sized banks
Bmo Harris Central National Association ($8.22M) · Dsrm National Bank ($4.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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