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Trinity Capital Bank Of Texas
Ennis, TX · FDIC Certificate #13000 · Chartered 01/0
Total assets
$456.64M
Total deposits
$355.06M
Total equity
$34.99M
Net loans
$354.92M
Branches (offices)
5
Net income (YTD)
$3.71M
Rank: #1,889 of 4,213 U.S. banks by assets · #168 of 346 in Texas. Assets changed 7.9% and deposits 0.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.64% |
| Return on equity | 21.88% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 7.66% |
| Tier 1 leverage ratio | 9.56% |
| Uninsured deposits (share of deposits) | 29.1% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 100.0% |
| Real estate loans (share of loans) | 84.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $299.68M | 84.4% | |
| Commercial & industrial | $51.13M | 14.4% | |
| Consumer / individual | $3.04M | 0.9% | |
| Construction & development | $52.87M | 14.9% | |
| Agricultural | $2.21M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $319.96M | $283.50M | $1.70M | $17.80M |
| Jun 2023 | $374.73M | $311.12M | $1.79M | $19.40M |
| Jun 2024 | $394.01M | $312.38M | $1.73M | $22.53M |
| Jun 2025 | $423.05M | $355.04M | $2.26M | $28.41M |
| Jun 2026 | $456.64M | $355.06M | $3.71M | $34.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $355.06M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $355.06M.
Similar-sized banks
Cullman Savings Bank ($456.66M) · The Dolores State Bank ($456.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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