Advertisement
Trucommunity Bank
Garrison, ND · FDIC Certificate #15306 · Chartered 11/0
Total assets
$338.22M
Total deposits
$282.32M
Total equity
$32.62M
Net loans
$218.84M
Branches (offices)
4
Net income (YTD)
$2.32M
Rank: #2,299 of 4,213 U.S. banks by assets · #27 of 60 in North Dakota. Assets changed 3.8% and deposits 3.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 14.40% |
| Net interest margin (YTD) | 4.36% |
| Equity to assets | 9.65% |
| Tier 1 leverage ratio | 11.06% |
| Uninsured deposits (share of deposits) | 25.8% |
| Noncurrent loans (share of loans) | 2.18% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 52.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $114.99M | 52.5% | |
| Commercial & industrial | $25.19M | 11.5% | |
| Consumer / individual | $15.48M | 7.1% | |
| Construction & development | $1.20M | 0.5% | |
| Agricultural | $64.50M | 29.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $311.27M | $283.38M | $1.02M | $24.63M |
| Jun 2023 | $312.66M | $272.37M | $2.10M | $25.62M |
| Jun 2024 | $313.09M | $273.37M | $2.00M | $27.51M |
| Jun 2025 | $325.83M | $273.72M | $2.15M | $29.73M |
| Jun 2026 | $338.22M | $282.32M | $2.32M | $32.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $282.32M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $282.32M.
Similar-sized banks
Bank Of 1889 ($339.24M) · Pathway Bank ($338.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement