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Trunorth Bank
Easthampton, MA · FDIC Certificate #90188 · Chartered 02/1
Total assets
$2.02B
Total deposits
$1.76B
Total equity
$195.31M
Net loans
$1.58B
Branches (offices)
11
Net income (YTD)
$5.26M
Rank: #602 of 4,213 U.S. banks by assets · #25 of 89 in Massachusetts. Assets changed -1.5% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.52% |
| Return on equity | 5.42% |
| Net interest margin (YTD) | 3.29% |
| Equity to assets | 9.69% |
| Tier 1 leverage ratio | 9.82% |
| Uninsured deposits (share of deposits) | 34.4% |
| Noncurrent loans (share of loans) | 1.67% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 90.1% |
| Real estate loans (share of loans) | 88.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.39B | 88.0% | |
| Commercial & industrial | $187.65M | 11.8% | |
| Consumer / individual | $964.00K | 0.1% | |
| Construction & development | $46.92M | 3.0% | |
| Agricultural | $111.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.75B | $1.52B | $9.12M | $160.78M |
| Jun 2023 | $1.90B | $1.47B | $10.77M | $172.73M |
| Jun 2024 | $2.02B | $1.70B | $6.28M | $188.18M |
| Jun 2025 | $2.05B | $1.76B | $5.32M | $196.74M |
| Jun 2026 | $2.02B | $1.76B | $5.26M | $195.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $1.76B | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.76B.
Similar-sized banks
Montecito Bank & Trust ($2.02B) · The Farmers & Merchants Bank ($2.02B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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