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Trustbank
Olney, IL · FDIC Certificate #14662 · Chartered 09/1
Total assets
$640.22M
Total deposits
$557.57M
Total equity
$64.31M
Net loans
$540.84M
Branches (offices)
8
Net income (YTD)
$6.17M
Rank: #1,479 of 4,213 U.S. banks by assets · #86 of 322 in Illinois. Assets changed 7.6% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.94% |
| Return on equity | 19.69% |
| Net interest margin (YTD) | 4.17% |
| Equity to assets | 10.04% |
| Tier 1 leverage ratio | 9.81% |
| Uninsured deposits (share of deposits) | 27.9% |
| Noncurrent loans (share of loans) | 0.73% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 97.0% |
| Real estate loans (share of loans) | 89.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $484.45M | 89.6% | |
| Commercial & industrial | $30.15M | 5.6% | |
| Consumer / individual | $5.32M | 1.0% | |
| Construction & development | $25.26M | 4.7% | |
| Agricultural | $26.37M | 4.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $421.59M | $355.51M | $3.45M | $40.51M |
| Jun 2023 | $480.12M | $388.49M | $2.98M | $47.18M |
| Jun 2024 | $564.73M | $486.78M | $4.43M | $53.87M |
| Jun 2025 | $594.80M | $507.02M | $5.20M | $58.51M |
| Jun 2026 | $640.22M | $557.57M | $6.17M | $64.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $452.86M | 5 |
| Arizona | $104.71M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $557.57M.
Similar-sized banks
Woodlands Bank ($640.26M) · The State National Bank Of Big Spring ($640.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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