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Trusttexas Bank, SSB
Cuero, TX · FDIC Certificate #28515 · Chartered 01/0
Total assets
$393.49M
Total deposits
$384.84M
Total equity
$5.84M
Net loans
$211.34M
Branches (offices)
6
Net income (YTD)
$463.00K
Rank: #2,087 of 4,213 U.S. banks by assets · #182 of 346 in Texas. Assets changed 10.8% and deposits 8.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.24% |
| Return on equity | 21.97% |
| Net interest margin (YTD) | 2.71% |
| Equity to assets | 1.48% |
| Tier 1 leverage ratio | 8.02% |
| Uninsured deposits (share of deposits) | 25.5% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 54.9% |
| Real estate loans (share of loans) | 94.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $199.81M | 94.5% | |
| Commercial & industrial | $6.11M | 2.9% | |
| Consumer / individual | $1.68M | 0.8% | |
| Construction & development | $622.00K | 0.3% | |
| Agricultural | $5.47M | 2.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $377.89M | $366.61M | $780.00K | $8.61M |
| Jun 2023 | $448.44M | $346.21M | -$415.00K | $7.25M |
| Jun 2024 | $391.34M | $332.71M | -$1.50M | $5.17M |
| Jun 2025 | $355.24M | $354.66M | -$8.31M | -$2.81M |
| Jun 2026 | $393.49M | $384.84M | $463.00K | $5.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $384.84M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $384.84M.
Similar-sized banks
Balboa Thrift And Loan Association ($394.45M) · The Community State Bank ($393.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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