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Union Bank
Mena, AR · FDIC Certificate #14597 · Chartered 07/2
Total assets
$710.19M
Total deposits
$625.86M
Total equity
$79.93M
Net loans
$479.16M
Branches (offices)
10
Net income (YTD)
$8.50M
Rank: #1,365 of 4,213 U.S. banks by assets · #31 of 78 in Arkansas. Assets changed 9.0% and deposits 8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.43% |
| Return on equity | 22.17% |
| Net interest margin (YTD) | 4.72% |
| Equity to assets | 11.25% |
| Tier 1 leverage ratio | 11.40% |
| Uninsured deposits (share of deposits) | 26.4% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 76.6% |
| Real estate loans (share of loans) | 84.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $403.66M | 84.2% | |
| Commercial & industrial | $26.88M | 5.6% | |
| Consumer / individual | $41.66M | 8.7% | |
| Construction & development | $41.53M | 8.7% | |
| Agricultural | $14.26M | 3.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $349.95M | $319.41M | $3.71M | $27.00M |
| Jun 2023 | $346.70M | $294.64M | $3.17M | $27.54M |
| Jun 2024 | $652.50M | $554.64M | $5.37M | $63.21M |
| Jun 2025 | $651.55M | $576.48M | $7.25M | $70.81M |
| Jun 2026 | $710.19M | $625.86M | $8.50M | $79.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $625.86M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $625.86M.
Similar-sized banks
Pioneer Trust Bank, National Association ($712.51M) · M C Bank & Trust Company ($709.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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