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Union State Bank
Greenfield, IA · FDIC Certificate #8499 · Chartered 01/0
Total assets
$168.69M
Total deposits
$142.52M
Total equity
$23.31M
Net loans
$104.81M
Branches (offices)
4
Net income (YTD)
$1.18M
Rank: #3,177 of 4,213 U.S. banks by assets · #156 of 225 in Iowa. Assets changed 4.5% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 10.24% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 13.82% |
| Tier 1 leverage ratio | 9.28% |
| Uninsured deposits (share of deposits) | 18.0% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 73.5% |
| Real estate loans (share of loans) | 71.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $74.59M | 71.2% | |
| Commercial & industrial | $7.79M | 7.4% | |
| Consumer / individual | $2.55M | 2.4% | |
| Construction & development | $199.00K | 0.2% | |
| Agricultural | $20.68M | 19.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $93.67M | $80.43M | $498.00K | $12.45M |
| Jun 2023 | $91.81M | $73.61M | $246.00K | $12.86M |
| Jun 2024 | $129.19M | $110.90M | $454.00K | $16.03M |
| Jun 2025 | $161.40M | $137.03M | $812.00K | $21.55M |
| Jun 2026 | $168.69M | $142.52M | $1.18M | $23.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $142.52M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $142.52M.
Similar-sized banks
Valley State Bank ($169.49M) · Peoples Bank & Trust Company ($168.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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