Advertisement
Union State Bank Of Hazen
Hazen, ND · FDIC Certificate #13195 · Chartered 01/0
Total assets
$257.42M
Total deposits
$226.70M
Total equity
$19.02M
Net loans
$146.04M
Branches (offices)
4
Net income (YTD)
$1.38M
Rank: #2,672 of 4,213 U.S. banks by assets · #31 of 60 in North Dakota. Assets changed 9.1% and deposits 3.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 14.36% |
| Net interest margin (YTD) | 3.65% |
| Equity to assets | 7.39% |
| Tier 1 leverage ratio | 8.96% |
| Uninsured deposits (share of deposits) | 9.9% |
| Noncurrent loans (share of loans) | 0.88% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 64.4% |
| Real estate loans (share of loans) | 65.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $95.24M | 65.2% | |
| Commercial & industrial | $15.29M | 10.5% | |
| Consumer / individual | $11.40M | 7.8% | |
| Construction & development | $5.40M | 3.7% | |
| Agricultural | $21.68M | 14.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $202.77M | $189.09M | $859.00K | $13.40M |
| Jun 2023 | $211.95M | $198.50M | $534.00K | $13.08M |
| Jun 2024 | $222.82M | $207.09M | $912.00K | $15.04M |
| Jun 2025 | $236.01M | $218.97M | $933.00K | $16.32M |
| Jun 2026 | $257.42M | $226.70M | $1.38M | $19.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $226.70M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $226.70M.
Similar-sized banks
Cendera Bank ($257.60M) · Western National Bank ($257.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement