Advertisement
United Bank
Springdale, AR · FDIC Certificate #32025 · Chartered 01/0
Total assets
$295.96M
Total deposits
$260.25M
Total equity
$31.96M
Net loans
$243.66M
Branches (offices)
5
Net income (YTD)
$1.82M
Rank: #2,491 of 4,213 U.S. banks by assets · #53 of 78 in Arkansas. Assets changed -0.3% and deposits 2.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 11.53% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 10.80% |
| Tier 1 leverage ratio | 10.66% |
| Uninsured deposits (share of deposits) | 21.5% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 93.6% |
| Real estate loans (share of loans) | 85.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $209.07M | 85.8% | |
| Commercial & industrial | $17.67M | 7.3% | |
| Consumer / individual | $20.83M | 8.5% | |
| Construction & development | $54.94M | 22.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $255.54M | $223.75M | $720.00K | $24.38M |
| Jun 2023 | $282.06M | $215.65M | $270.00K | $24.90M |
| Jun 2024 | $280.31M | $232.80M | $494.00K | $28.37M |
| Jun 2025 | $296.71M | $253.10M | $1.15M | $30.25M |
| Jun 2026 | $295.96M | $260.25M | $1.82M | $31.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $260.25M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $260.25M.
Similar-sized banks
Rnb State Bank ($296.18M) · State Bank ($295.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement