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United Community Bank
Raceland, LA · FDIC Certificate #19143 · Chartered 06/2
Total assets
$665.54M
Total deposits
$559.97M
Total equity
$95.17M
Net loans
$500.47M
Branches (offices)
11
Net income (YTD)
$5.75M
Rank: #1,423 of 4,213 U.S. banks by assets · #28 of 103 in Louisiana. Assets changed 2.5% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.70% |
| Return on equity | 12.03% |
| Net interest margin (YTD) | 5.25% |
| Equity to assets | 14.30% |
| Tier 1 leverage ratio | 14.47% |
| Uninsured deposits (share of deposits) | 25.3% |
| Noncurrent loans (share of loans) | 0.73% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 89.4% |
| Real estate loans (share of loans) | 83.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $418.03M | 83.5% | |
| Commercial & industrial | $95.92M | 19.2% | |
| Consumer / individual | $2.96M | 0.6% | |
| Construction & development | $105.31M | 21.0% | |
| Agricultural | $285.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $701.29M | $605.58M | $5.82M | $83.27M |
| Jun 2023 | $661.02M | $563.61M | $12.64M | $90.88M |
| Jun 2024 | $618.60M | $518.67M | $7.15M | $92.49M |
| Jun 2025 | $649.06M | $527.90M | $5.35M | $97.28M |
| Jun 2026 | $665.54M | $559.97M | $5.75M | $95.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $559.97M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $559.97M.
Similar-sized banks
Metairie Bank & Trust Company ($666.04M) · First State Bank ($665.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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