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United Savings Bank
Philadelphia, PA · FDIC Certificate #28836 · Chartered 01/0
Total assets
$460.57M
Total deposits
$332.13M
Total equity
$83.98M
Net loans
$172.75M
Branches (offices)
6
Net income (YTD)
$1.91M
Rank: #1,879 of 4,213 U.S. banks by assets · #72 of 109 in Pennsylvania. Assets changed 2.9% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 4.59% |
| Net interest margin (YTD) | 2.96% |
| Equity to assets | 18.23% |
| Tier 1 leverage ratio | 17.44% |
| Uninsured deposits (share of deposits) | 28.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 52.0% |
| Real estate loans (share of loans) | 99.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $171.92M | 99.5% | |
| Commercial & industrial | $2.53M | 1.5% | |
| Consumer / individual | $118.00K | 0.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $465.46M | $352.65M | $861.00K | $68.06M |
| Jun 2023 | $456.82M | $338.64M | $2.06M | $72.25M |
| Jun 2024 | $444.06M | $324.61M | $1.86M | $75.98M |
| Jun 2025 | $447.56M | $325.57M | $1.96M | $79.97M |
| Jun 2026 | $460.57M | $332.13M | $1.91M | $83.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $332.13M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $332.13M.
Similar-sized banks
Nsb Bank ($460.80M) · United Cumberland Bank ($460.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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