Advertisement
Valley Premier Bank
Hawley, MN · FDIC Certificate #11409 · Chartered 08/0
Total assets
$141.01M
Total deposits
$127.67M
Total equity
$12.72M
Net loans
$89.47M
Branches (offices)
2
Net income (YTD)
$1.04M
Rank: #3,370 of 4,213 U.S. banks by assets · #138 of 221 in Minnesota. Assets changed -3.0% and deposits -4.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 16.34% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 9.02% |
| Tier 1 leverage ratio | 11.13% |
| Uninsured deposits (share of deposits) | 22.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 70.1% |
| Real estate loans (share of loans) | 67.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $60.14M | 67.2% | |
| Commercial & industrial | $16.33M | 18.3% | |
| Consumer / individual | $4.82M | 5.4% | |
| Construction & development | $2.35M | 2.6% | |
| Agricultural | $8.97M | 10.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $123.53M | $116.09M | $312.00K | $7.26M |
| Jun 2023 | $126.92M | $119.17M | $569.00K | $7.42M |
| Jun 2024 | $128.31M | $119.26M | $555.00K | $8.50M |
| Jun 2025 | $145.32M | $133.92M | $853.00K | $10.68M |
| Jun 2026 | $141.01M | $127.67M | $1.04M | $12.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $127.67M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $127.67M.
Similar-sized banks
Bridge Community Bank ($141.07M) · Northwoods Bank Of Minnesota ($140.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement