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Verus Bank Of Commerce
Fort Collins, CO · FDIC Certificate #58025 · Chartered 06/2
Total assets
$202.36M
Total deposits
$162.86M
Total equity
$37.75M
Net loans
$175.08M
Branches (offices)
1
Net income (YTD)
$1.02M
Rank: #2,955 of 4,213 U.S. banks by assets · #45 of 63 in Colorado. Assets changed 8.0% and deposits 11.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 5.50% |
| Net interest margin (YTD) | 4.13% |
| Equity to assets | 18.65% |
| Tier 1 leverage ratio | 18.46% |
| Uninsured deposits (share of deposits) | 21.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 107.5% |
| Real estate loans (share of loans) | 95.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $166.44M | 95.1% | |
| Commercial & industrial | $8.73M | 5.0% | |
| Consumer / individual | $1.26M | 0.7% | |
| Construction & development | $9.99M | 5.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $225.27M | $182.63M | $1.62M | $38.18M |
| Jun 2023 | $195.17M | $143.75M | $1.34M | $36.14M |
| Jun 2024 | $193.80M | $141.14M | $997.00K | $37.44M |
| Jun 2025 | $187.43M | $145.79M | $820.00K | $37.26M |
| Jun 2026 | $202.36M | $162.86M | $1.02M | $37.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $162.86M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $162.86M.
Similar-sized banks
Central Bank And Trust ($202.52M) · Lone Star Bank ($202.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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