Advertisement
Villa Grove State Bank
Villa Grove, IL · FDIC Certificate #9273 · Chartered 10/1
Total assets
$85.86M
Total deposits
$74.71M
Total equity
$10.75M
Net loans
$54.78M
Branches (offices)
2
Net income (YTD)
$754.00K
Rank: #3,789 of 4,213 U.S. banks by assets · #273 of 322 in Illinois. Assets changed 2.8% and deposits 4.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.75% |
| Return on equity | 14.26% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 12.52% |
| Tier 1 leverage ratio | 12.22% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 73.3% |
| Real estate loans (share of loans) | 82.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $45.34M | 82.8% | |
| Commercial & industrial | $4.49M | 8.2% | |
| Consumer / individual | $1.12M | 2.0% | |
| Construction & development | $2.03M | 3.7% | |
| Agricultural | $4.71M | 8.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $85.20M | $75.38M | $417.00K | $9.07M |
| Jun 2023 | $84.24M | $72.75M | $538.00K | $9.59M |
| Jun 2024 | $82.13M | $71.51M | $625.00K | $9.75M |
| Jun 2025 | $83.51M | $71.21M | $623.00K | $10.17M |
| Jun 2026 | $85.86M | $74.71M | $754.00K | $10.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $74.71M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.71M.
Similar-sized banks
Southwest Bank Of Weatherford ($86.01M) · Rochelle State Bank ($85.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement