Advertisement
Village Bank And Trust, National Association
Arlington Heights, IL · FDIC Certificate #34011 · Chartered 05/0
Total assets
$3.63B
Total deposits
$2.96B
Total equity
$362.72M
Net loans
$2.77B
Branches (offices)
8
Net income (YTD)
$36.82M
Rank: #362 of 4,213 U.S. banks by assets · #23 of 322 in Illinois. Assets changed 13.6% and deposits 12.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.09% |
| Return on equity | 20.63% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 10.00% |
| Tier 1 leverage ratio | 9.53% |
| Uninsured deposits (share of deposits) | 38.4% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 93.7% |
| Real estate loans (share of loans) | 31.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $865.62M | 31.2% | |
| Commercial & industrial | $1.21B | 43.7% | |
| Consumer / individual | $355.05M | 12.8% | |
| Construction & development | $112.77M | 4.1% | |
| Agricultural | $2.43M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.32B | $1.98B | $10.50M | $247.24M |
| Jun 2023 | $2.53B | $2.12B | $26.12M | $286.64M |
| Jun 2024 | $2.89B | $2.38B | $26.55M | $287.37M |
| Jun 2025 | $3.19B | $2.64B | $30.48M | $326.41M |
| Jun 2026 | $3.63B | $2.96B | $36.82M | $362.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $2.96B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.96B.
Similar-sized banks
First Community Bank ($3.63B) · Colony Bank ($3.61B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement