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Washington Financial Bank
Washington, PA · FDIC Certificate #29520 · Chartered 01/0
Total assets
$1.44B
Total deposits
$1.21B
Total equity
$208.50M
Net loans
$1.06B
Branches (offices)
10
Net income (YTD)
$8.38M
Rank: #772 of 4,213 U.S. banks by assets · #37 of 109 in Pennsylvania. Assets changed -3.1% and deposits -5.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 8.23% |
| Net interest margin (YTD) | 3.63% |
| Equity to assets | 14.53% |
| Tier 1 leverage ratio | 14.75% |
| Uninsured deposits (share of deposits) | 34.8% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.57% |
| Loans to deposits | 87.2% |
| Real estate loans (share of loans) | 94.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $994.04M | 94.2% | |
| Commercial & industrial | $49.94M | 4.7% | |
| Consumer / individual | $2.83M | 0.3% | |
| Construction & development | $108.41M | 10.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.56B | $1.40B | $5.76M | $151.38M |
| Jun 2023 | $1.63B | $1.40B | $7.90M | $158.84M |
| Jun 2024 | $1.58B | $1.29B | $5.05M | $175.02M |
| Jun 2025 | $1.48B | $1.28B | $5.44M | $191.90M |
| Jun 2026 | $1.44B | $1.21B | $8.38M | $208.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $1.21B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.21B.
Similar-sized banks
Citizens Alliance Bank ($1.44B) · Relyance Bank ($1.43B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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