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Webbank
Salt Lake City, UT · FDIC Certificate #34404 · Chartered 05/1
Total assets
$2.86B
Total deposits
$2.26B
Total equity
$479.29M
Net loans
$2.41B
Branches (offices)
1
Net income (YTD)
$65.54M
Rank: #447 of 4,213 U.S. banks by assets · #21 of 44 in Utah. Assets changed 31.4% and deposits 33.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 4.68% |
| Return on equity | 28.37% |
| Net interest margin (YTD) | 15.79% |
| Equity to assets | 16.75% |
| Tier 1 leverage ratio | 17.39% |
| Uninsured deposits (share of deposits) | 13.9% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | 0.43% |
| Loans to deposits | 106.4% |
| Real estate loans (share of loans) | 0.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.50M | 0.2% | |
| Commercial & industrial | $1.57B | 65.1% | |
| Consumer / individual | $858.40M | 35.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.63B | $1.19B | $21.28M | $265.20M |
| Jun 2023 | $2.34B | $1.92B | $39.08M | $326.28M |
| Jun 2024 | $2.23B | $1.79B | $43.35M | $357.69M |
| Jun 2025 | $2.18B | $1.69B | $46.00M | $405.20M |
| Jun 2026 | $2.86B | $2.26B | $65.54M | $479.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $2.26B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.26B.
Similar-sized banks
Baycoast Bank ($2.86B) · Bank Independent ($2.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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