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Welcome State Bank
Welcome, MN · FDIC Certificate #11417 · Chartered 01/0
Total assets
$44.28M
Total deposits
$38.05M
Total equity
$5.73M
Net loans
$30.05M
Branches (offices)
1
Net income (YTD)
$651.00K
Rank: #4,073 of 4,213 U.S. banks by assets · #210 of 221 in Minnesota. Assets changed 3.4% and deposits 4.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.94% |
| Return on equity | 23.20% |
| Net interest margin (YTD) | 4.67% |
| Equity to assets | 12.95% |
| Tier 1 leverage ratio | 12.81% |
| Uninsured deposits (share of deposits) | 16.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 79.0% |
| Real estate loans (share of loans) | 71.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $21.34M | 71.0% | |
| Commercial & industrial | $2.22M | 7.4% | |
| Consumer / individual | $1.75M | 5.8% | |
| Construction & development | $358.00K | 1.2% | |
| Agricultural | $5.19M | 17.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $38.62M | $34.61M | $285.00K | $3.73M |
| Jun 2023 | $40.20M | $35.22M | $468.00K | $4.00M |
| Jun 2024 | $39.50M | $33.91M | $535.00K | $4.61M |
| Jun 2025 | $42.83M | $36.47M | $573.00K | $5.12M |
| Jun 2026 | $44.28M | $38.05M | $651.00K | $5.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $38.05M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $38.05M.
Similar-sized banks
Cornerstone Community Bank ($44.49M) · Washita State Bank ($44.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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