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Western Bank
Artesia, NM · FDIC Certificate #16720 · Chartered 08/0
Total assets
$350.50M
Total deposits
$313.22M
Total equity
$33.15M
Net loans
$170.95M
Branches (offices)
1
Net income (YTD)
$4.54M
Rank: #2,254 of 4,213 U.S. banks by assets · #17 of 29 in New Mexico. Assets changed 9.0% and deposits 8.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.80% |
| Return on equity | 28.45% |
| Net interest margin (YTD) | 4.68% |
| Equity to assets | 9.46% |
| Tier 1 leverage ratio | 11.14% |
| Uninsured deposits (share of deposits) | 62.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 54.6% |
| Real estate loans (share of loans) | 28.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $47.90M | 28.0% | |
| Commercial & industrial | $117.19M | 68.6% | |
| Consumer / individual | $7.96M | 4.7% | |
| Construction & development | $8.65M | 5.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $302.94M | $283.77M | $2.38M | $18.07M |
| Jun 2023 | $340.76M | $318.19M | $4.57M | $21.32M |
| Jun 2024 | $341.11M | $313.85M | $5.53M | $25.25M |
| Jun 2025 | $321.61M | $289.60M | $5.11M | $29.26M |
| Jun 2026 | $350.50M | $313.22M | $4.54M | $33.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $313.22M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $313.22M.
Similar-sized banks
New Albin Savings Bank ($350.56M) · Cowboy Bank ($350.30M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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