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Westmoreland Federal Savings And Loan Association
Latrobe, PA · FDIC Certificate #30551 · Chartered 03/1
Total assets
$166.53M
Total deposits
$120.92M
Total equity
$45.01M
Net loans
$69.22M
Branches (offices)
1
Net income (YTD)
$19.00K
Rank: #3,191 of 4,213 U.S. banks by assets · #98 of 109 in Pennsylvania. Assets changed -0.1% and deposits -0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.02% |
| Return on equity | 0.08% |
| Net interest margin (YTD) | 2.17% |
| Equity to assets | 27.03% |
| Tier 1 leverage ratio | 26.92% |
| Uninsured deposits (share of deposits) | 3.8% |
| Noncurrent loans (share of loans) | 1.37% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 57.2% |
| Real estate loans (share of loans) | 100.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.63M | 100.6% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $1.21M | 1.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $171.62M | $129.48M | $172.00K | $42.11M |
| Jun 2023 | $166.16M | $123.00M | $460.00K | $43.11M |
| Jun 2024 | $166.12M | $122.15M | $292.00K | $43.81M |
| Jun 2025 | $166.68M | $121.51M | $535.00K | $44.63M |
| Jun 2026 | $166.53M | $120.92M | $19.00K | $45.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $120.92M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $120.92M.
Similar-sized banks
Carson Community Bank ($166.71M) · Bank 1St ($166.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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