Advertisement
Westside State Bank
Westside, IA · FDIC Certificate #18518 · Chartered 06/0
Total assets
$268.71M
Total deposits
$208.41M
Total equity
$24.18M
Net loans
$233.21M
Branches (offices)
6
Net income (YTD)
$1.57M
Rank: #2,620 of 4,213 U.S. banks by assets · #120 of 225 in Iowa. Assets changed 9.5% and deposits 15.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 14.50% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 9.00% |
| Tier 1 leverage ratio | 8.82% |
| Uninsured deposits (share of deposits) | 19.9% |
| Noncurrent loans (share of loans) | 1.57% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 111.9% |
| Real estate loans (share of loans) | 56.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $131.43M | 56.4% | |
| Commercial & industrial | $46.71M | 20.0% | |
| Consumer / individual | $12.27M | 5.3% | |
| Construction & development | $2.69M | 1.2% | |
| Agricultural | $43.14M | 18.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $172.65M | $150.21M | $722.00K | $12.22M |
| Jun 2023 | $181.08M | $151.46M | $723.00K | $13.36M |
| Jun 2024 | $215.61M | $155.78M | $812.00K | $15.01M |
| Jun 2025 | $245.48M | $180.12M | $1.47M | $18.57M |
| Jun 2026 | $268.71M | $208.41M | $1.57M | $24.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $185.83M | 5 |
| Nebraska | $22.58M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $208.41M.
Similar-sized banks
Patriots Bank ($268.82M) · North Valley Bank ($268.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement