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Willamette Valley Bank
Salem, OR · FDIC Certificate #57033 · Chartered 10/3
Total assets
$465.42M
Total deposits
$358.78M
Total equity
$75.72M
Net loans
$300.27M
Branches (offices)
4
Net income (YTD)
$1.22M
Rank: #1,867 of 4,213 U.S. banks by assets · #10 of 12 in Oregon. Assets changed 1.3% and deposits 9.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.53% |
| Return on equity | 3.20% |
| Net interest margin (YTD) | 3.95% |
| Equity to assets | 16.27% |
| Tier 1 leverage ratio | 16.99% |
| Uninsured deposits (share of deposits) | 28.6% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.7% |
| Real estate loans (share of loans) | 97.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $292.57M | 97.4% | |
| Commercial & industrial | $10.60M | 3.5% | |
| Consumer / individual | $47.00K | 0.0% | |
| Construction & development | $12.16M | 4.0% | |
| Agricultural | $184.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $416.20M | $334.00M | $4.23M | $72.28M |
| Jun 2023 | $383.29M | $294.41M | $2.55M | $72.41M |
| Jun 2024 | $480.68M | $311.59M | $1.60M | $72.08M |
| Jun 2025 | $459.48M | $328.26M | $1.42M | $73.91M |
| Jun 2026 | $465.42M | $358.78M | $1.22M | $75.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oregon | $358.78M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $358.78M.
Similar-sized banks
Citizens Bank ($466.26M) · Elderton State Bank ($465.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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