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Wilmington Savings Fund Society, FSB
Wilmington, DE · FDIC Certificate #17838 · Chartered 02/1
Total assets
$22.57B
Total deposits
$19.31B
Total equity
$2.63B
Net loans
$13.32B
Branches (offices)
94
Net income (YTD)
$175.81M
Rank: #95 of 4,213 U.S. banks by assets · #6 of 15 in Delaware. Assets changed 9.1% and deposits 10.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.60% |
| Return on equity | 13.22% |
| Net interest margin (YTD) | 3.95% |
| Equity to assets | 11.67% |
| Tier 1 leverage ratio | 10.36% |
| Uninsured deposits (share of deposits) | 46.1% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 69.0% |
| Real estate loans (share of loans) | 80.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $10.68B | 80.2% | |
| Commercial & industrial | $1.43B | 10.8% | |
| Consumer / individual | $154.74M | 1.2% | |
| Construction & development | $989.29M | 7.4% | |
| Agricultural | $753.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $20.45B | $17.44B | $69.33M | $2.40B |
| Jun 2023 | $20.29B | $16.59B | $136.32M | $2.37B |
| Jun 2024 | $20.65B | $16.65B | $143.30M | $2.36B |
| Jun 2025 | $20.68B | $17.53B | $144.66M | $2.44B |
| Jun 2026 | $22.57B | $19.31B | $175.81M | $2.63B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Delaware | $9.60B | 30 |
| Pennsylvania | $8.04B | 51 |
| New Jersey | $1.67B | 11 |
| Florida | $0 | 1 |
| Nevada | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.31B.
Similar-sized banks
Townebank ($22.62B) · State Bank Of India ($22.51B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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