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Wood & Huston Bank
Marshall, MO · FDIC Certificate #1060 · Chartered 02/1
Total assets
$1.23B
Total deposits
$1.08B
Total equity
$135.23M
Net loans
$983.29M
Branches (offices)
12
Net income (YTD)
$12.99M
Rank: #874 of 4,213 U.S. banks by assets · #28 of 190 in Missouri. Assets changed 3.5% and deposits 1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.08% |
| Return on equity | 20.11% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 10.96% |
| Tier 1 leverage ratio | 11.55% |
| Uninsured deposits (share of deposits) | 27.9% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 90.9% |
| Real estate loans (share of loans) | 77.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $764.37M | 77.7% | |
| Commercial & industrial | $150.46M | 15.3% | |
| Consumer / individual | $22.41M | 2.3% | |
| Construction & development | $37.43M | 3.8% | |
| Agricultural | $58.41M | 5.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.09B | $983.73M | $6.77M | $86.74M |
| Jun 2023 | $1.13B | $1.03B | $5.93M | $90.74M |
| Jun 2024 | $1.16B | $1.05B | $7.43M | $100.49M |
| Jun 2025 | $1.19B | $1.07B | $11.04M | $117.59M |
| Jun 2026 | $1.23B | $1.08B | $12.99M | $135.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $1.08B | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.08B.
Similar-sized banks
Midwest Bank ($1.24B) · Dayspring Bank ($1.23B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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