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Woodford State Bank
Monroe, WI · FDIC Certificate #10011 · Chartered 01/0
Total assets
$523.35M
Total deposits
$406.07M
Total equity
$33.10M
Net loans
$392.49M
Branches (offices)
6
Net income (YTD)
$3.79M
Rank: #1,735 of 4,213 U.S. banks by assets · #66 of 153 in Wisconsin. Assets changed 8.7% and deposits 7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 22.94% |
| Net interest margin (YTD) | 3.92% |
| Equity to assets | 6.33% |
| Tier 1 leverage ratio | 8.11% |
| Uninsured deposits (share of deposits) | 12.1% |
| Noncurrent loans (share of loans) | 0.36% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 96.7% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $322.48M | 82.2% | |
| Commercial & industrial | $47.81M | 12.2% | |
| Consumer / individual | $2.98M | 0.8% | |
| Construction & development | $26.36M | 6.7% | |
| Agricultural | $15.46M | 3.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $379.09M | $311.94M | $1.93M | $21.71M |
| Jun 2023 | $412.30M | $318.15M | $1.84M | $20.38M |
| Jun 2024 | $441.13M | $343.53M | $1.48M | $21.17M |
| Jun 2025 | $481.39M | $377.08M | $3.09M | $25.04M |
| Jun 2026 | $523.35M | $406.07M | $3.79M | $33.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $406.07M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $406.07M.
Similar-sized banks
United Midwest Savings Bank, National Association ($523.44M) · Denali State Bank ($522.65M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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