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Worthington Bank
Arlington, TX · FDIC Certificate #57414 · Chartered 11/2
Total assets
$655.44M
Total deposits
$589.40M
Total equity
$62.77M
Net loans
$491.08M
Branches (offices)
5
Net income (YTD)
$3.72M
Rank: #1,445 of 4,213 U.S. banks by assets · #132 of 346 in Texas. Assets changed 11.6% and deposits 11.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 12.22% |
| Net interest margin (YTD) | 4.28% |
| Equity to assets | 9.58% |
| Tier 1 leverage ratio | 9.31% |
| Uninsured deposits (share of deposits) | 43.9% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 83.3% |
| Real estate loans (share of loans) | 87.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $430.87M | 87.7% | |
| Commercial & industrial | $57.29M | 11.7% | |
| Consumer / individual | $7.12M | 1.5% | |
| Construction & development | $101.11M | 20.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $507.88M | $467.15M | $689.00K | $39.58M |
| Jun 2023 | $510.16M | $438.31M | $1.83M | $43.91M |
| Jun 2024 | $590.77M | $522.49M | $1.08M | $47.82M |
| Jun 2025 | $587.33M | $530.35M | $2.92M | $54.17M |
| Jun 2026 | $655.44M | $589.40M | $3.72M | $62.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $589.40M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $589.40M.
Similar-sized banks
Peoples Bank & Trust ($656.60M) · Middlesex Federal Savings, F.A. ($654.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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