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Bank Deposits in Effingham County, Illinois
Where bank deposits are booked in Effingham County - FDIC Summary of Deposits, June 30, 2026.
Total bank deposits
$2.58B
Bank offices
21
Banks present
11
Top 4 banks' share
78.5%
Deposit market share in Effingham County
| # | Bank | Branch deposits here | Share |
|---|---|---|---|
| 1 | Midland States Bank | $822.89M | 31.9% |
| 2 | Dieterich Bank | $596.82M | 23.1% |
| 3 | Washington Savings Bank | $332.37M | 12.9% |
| 4 | Teutopolis State Bank | $275.87M | 10.7% |
| 5 | Crossroads Bank | $195.00M | 7.5% |
| 6 | First State Bank Of Beecher City | $93.68M | 3.6% |
| 7 | Fifth Third Bank, National Association | $86.46M | 3.3% |
| 8 | First Mid Bank & Trust, National Association | $81.95M | 3.2% |
| 9 | Peoples Bank & Trust | $47.62M | 1.8% |
| 10 | Constitution Bank, National Association | $27.39M | 1.1% |
| 11 | First National Bank Of Waterloo | $22.84M | 0.9% |
Credit unions with branches in Effingham County
- Land Of Lincoln - 2 branches
- Effingham Highway - 1 branch
Credit unions do not report deposits by branch, so only bank deposits are ranked above.
Deposits are booked at the branch office that holds them (FDIC Summary of Deposits), which is not always where the depositor lives - online banks concentrate deposits at a few offices.
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