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1St Ed Credit Union
Chambersburg, PA · NCUA Charter #65412 · State charter, federally insured · Chartered 1938
Total assets
$138.15M
Shares & deposits
$117.31M
Total loans
$43.24M
Members
6,376
Net worth
$21.93M
Branches
3
Rank: #1,564 of 4,299 U.S. credit unions by assets · #65 of 269 in Pennsylvania. Assets changed -1.1% and membership -10.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.87% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.00% |
| Loans to shares & deposits | 36.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $130.88M | $115.69M | $0 | $20.18M |
| Jun 2023 | $128.11M | $113.19M | $0 | $20.61M |
| Jun 2024 | $137.06M | $119.79M | $0 | $21.00M |
| Jun 2025 | $139.68M | $120.15M | $0 | $21.32M |
| Jun 2026 | $138.15M | $117.31M | $0 | $21.93M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 3 |
Similar-sized credit unions
Breakwater ($138.21M) · Delaware State Police ($138.09M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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