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1St Midamerica
Bethalto, IL · NCUA Charter #63932 · State charter, federally insured · Chartered 1934
Total assets
$1.01B
Shares & deposits
$868.20M
Total loans
$858.38M
Members
64,586
Net worth
$135.23M
Branches
10
Rank: #475 of 4,299 U.S. credit unions by assets · #14 of 188 in Illinois. Assets changed -2.0% and membership 1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.33% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.72% |
| Loans to shares & deposits | 98.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $902.92M | $765.63M | $0 | $97.95M |
| Jun 2023 | $943.96M | $773.24M | $0 | $107.12M |
| Jun 2024 | $979.21M | $802.70M | $0 | $111.09M |
| Jun 2025 | $1.03B | $845.84M | $0 | $121.66M |
| Jun 2026 | $1.01B | $868.20M | $0 | $135.23M |
Branch footprint
| State | Branches |
|---|---|
| Illinois | 9 |
| Missouri | 1 |
Similar-sized credit unions
Tucson ($1.02B) · Merck Sharp & Dohme ($1.01B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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