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2 Rivers Area
KANKAKEE, IL · NCUA Charter #62827 · State charter, federally insured · Chartered 1951
Total assets
$27.74M
Shares & deposits
$25.06M
Total loans
$16.21M
Members
4,002
Net worth
$2.96M
Branches
1
Rank: #2,892 of 4,299 U.S. credit unions by assets · #90 of 188 in Illinois. Assets changed 14.9% and membership -0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.68% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.73% |
| Loans to shares & deposits | 64.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.92M | $21.99M | $0 | $2.72M |
| Jun 2023 | $26.19M | $23.15M | $0 | $2.79M |
| Jun 2024 | $24.68M | $21.31M | $0 | $2.83M |
| Jun 2025 | $24.13M | $21.24M | $0 | $2.90M |
| Jun 2026 | $27.74M | $25.06M | $0 | $2.96M |
Branch footprint
| State | Branches |
|---|---|
| Illinois | 1 |
Similar-sized credit unions
Beacon Financial ($27.88M) · Nj Gateway ($27.72M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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