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4U
Gainesville, TX · NCUA Charter #11067 · Federal charter · Chartered 1956
Total assets
$156.16M
Shares & deposits
$140.62M
Total loans
$121.68M
Members
7,463
Net worth
$13.92M
Branches
5
Rank: #1,469 of 4,299 U.S. credit unions by assets · #120 of 380 in Texas. Assets changed 9.9% and membership -9.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.91% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 86.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $137.66M | $125.71M | $0 | $10.81M |
| Jun 2023 | $130.98M | $116.71M | $0 | $11.79M |
| Jun 2024 | $135.44M | $121.67M | $0 | $12.23M |
| Jun 2025 | $142.10M | $127.38M | $0 | $13.40M |
| Jun 2026 | $156.16M | $140.62M | $0 | $13.92M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 5 |
Similar-sized credit unions
Kerr County ($156.20M) · Power ($155.99M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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