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Alabama Central
Birmingham, AL · NCUA Charter #60712 · State charter, federally insured · Chartered 1938
Total assets
$213.96M
Shares & deposits
$192.62M
Total loans
$141.31M
Members
18,375
Net worth
$20.63M
Branches
9
Rank: #1,242 of 4,299 U.S. credit unions by assets · #28 of 88 in Alabama. Assets changed 3.2% and membership -10.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.64% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.29% |
| Loans to shares & deposits | 73.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $204.27M | $189.61M | $0 | $15.23M |
| Jun 2023 | $204.52M | $183.15M | $0 | $16.19M |
| Jun 2024 | $200.21M | $173.51M | $0 | $17.52M |
| Jun 2025 | $207.40M | $188.84M | $0 | $19.01M |
| Jun 2026 | $213.96M | $192.62M | $0 | $20.63M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 9 |
Similar-sized credit unions
1St Liberty ($214.21M) · Denver Fire Department ($213.51M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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