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Lowell, MA · NCUA Charter #66365 · State charter, federally insured · Chartered 1922
Total assets
$650.94M
Shares & deposits
$556.78M
Total loans
$416.57M
Members
26,942
Net worth
$56.45M
Branches
6
Rank: #656 of 4,299 U.S. credit unions by assets · #24 of 121 in Massachusetts. Assets changed -0.2% and membership -3.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.67% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.29% |
| Loans to shares & deposits | 74.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $698.75M | $630.46M | $0 | $75.58M |
| Jun 2023 | $704.02M | $595.42M | $0 | $75.62M |
| Jun 2024 | $681.76M | $560.31M | $0 | $69.06M |
| Jun 2025 | $652.07M | $565.90M | $0 | $60.09M |
| Jun 2026 | $650.94M | $556.78M | $0 | $56.45M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 5 |
| New Hampshire | 1 |
Similar-sized credit unions
Security ($653.17M) · Beehive ($647.68M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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