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Alloy
Alloy, WV · NCUA Charter #20324 · Federal charter · Chartered 1970
Total assets
$29.61M
Shares & deposits
$25.23M
Total loans
$18.96M
Members
4,946
Net worth
$4.36M
Branches
3
Rank: #2,849 of 4,299 U.S. credit unions by assets · #35 of 74 in West Virginia. Assets changed 5.2% and membership 3.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.73% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.70% |
| Loans to shares & deposits | 75.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.30M | $20.82M | $0 | $3.46M |
| Jun 2023 | $27.02M | $23.37M | $0 | $3.66M |
| Jun 2024 | $27.94M | $24.09M | $0 | $3.88M |
| Jun 2025 | $28.15M | $24.06M | $0 | $4.06M |
| Jun 2026 | $29.61M | $25.23M | $0 | $4.36M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 2 |
| Virginia | 1 |
Similar-sized credit unions
Texas Associations Of Professionals ($29.62M) · Bridgeport Police ($29.56M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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