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Credit Unions · Michigan

Alpena-Alcona Area

Alpena, MI · NCUA Charter #62035 · State charter, federally insured · Chartered 1953

Total assets
$975.70M
Shares & deposits
$848.49M
Total loans
$614.56M
Members
50,248
Net worth
$118.84M
Branches
13
Rank: #485 of 4,299 U.S. credit unions by assets · #29 of 169 in Michigan. Assets changed 8.1% and membership 4.1% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)12.18%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.45%
Loans to shares & deposits72.4%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$571.07M$502.38M$0$63.39M
Jun 2023$738.22M$647.00M$0$84.59M
Jun 2024$821.63M$720.24M$0$93.91M
Jun 2025$902.89M$788.41M$0$105.71M
Jun 2026$975.70M$848.49M$0$118.84M

Branch footprint

StateBranches
Michigan13

Similar-sized credit unions

University Of Hawaii ($975.72M) · Belco Community Credit Union ($974.43M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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