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America'S First
Birmingham, AL · NCUA Charter #24534 · Federal charter · Chartered 1936
Total assets
$2.79B
Shares & deposits
$2.42B
Total loans
$2.20B
Members
195,624
Net worth
$341.21M
Branches
22
Rank: #182 of 4,299 U.S. credit unions by assets · #4 of 88 in Alabama. Assets changed 6.9% and membership 0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.25% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.47% |
| Loans to shares & deposits | 90.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.27B | $2.03B | $0 | $229.73M |
| Jun 2023 | $2.38B | $2.11B | $0 | $260.04M |
| Jun 2024 | $2.51B | $2.21B | $0 | $274.33M |
| Jun 2025 | $2.60B | $2.28B | $0 | $306.30M |
| Jun 2026 | $2.79B | $2.42B | $0 | $341.21M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 22 |
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Capital ($2.79B) · Oregon State ($2.78B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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