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American Spirit
NEWARK, DE · NCUA Charter #15426 · Federal charter · Chartered 1963
Total assets
$67.58M
Shares & deposits
$59.22M
Total loans
$20.10M
Members
12,126
Net worth
$12.92M
Branches
5
Rank: #2,157 of 4,299 U.S. credit unions by assets · #8 of 15 in Delaware. Assets changed -3.7% and membership 0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 19.12% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 4.70% |
| Loans to shares & deposits | 33.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $80.13M | $70.63M | $0 | $12.67M |
| Jun 2023 | $76.78M | $65.24M | $0 | $13.29M |
| Jun 2024 | $76.03M | $63.40M | $0 | $12.97M |
| Jun 2025 | $70.16M | $59.57M | $0 | $13.34M |
| Jun 2026 | $67.58M | $59.22M | $0 | $12.92M |
Branch footprint
| State | Branches |
|---|---|
| Delaware | 3 |
| Tennessee | 2 |
Similar-sized credit unions
Spirit Financial ($67.73M) · Sru ($67.11M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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