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Credit Unions · Alabama

Aod

Bynum, AL · NCUA Charter #6680 · Federal charter · Chartered 1950

Total assets
$466.66M
Shares & deposits
$395.19M
Total loans
$252.37M
Members
37,793
Net worth
$76.37M
Branches
6
Rank: #796 of 4,299 U.S. credit unions by assets · #18 of 88 in Alabama. Assets changed 5.4% and membership 0.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)16.36%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.34%
Loans to shares & deposits63.9%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$425.42M$384.45M$0$51.84M
Jun 2023$429.31M$384.28M$0$57.67M
Jun 2024$427.53M$384.69M$0$63.53M
Jun 2025$442.68M$380.84M$0$70.14M
Jun 2026$466.66M$395.19M$0$76.37M

Branch footprint

StateBranches
Alabama6

Similar-sized credit unions

Southeast Financial ($466.85M) · Cascade Community ($465.06M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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