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Arh
MIDDLESBORO, KY · NCUA Charter #20438 · Federal charter · Chartered 1971
Total assets
$19.89M
Shares & deposits
$14.43M
Total loans
$11.86M
Members
3,513
Net worth
$5.36M
Branches
1
Rank: #3,124 of 4,299 U.S. credit unions by assets · #38 of 51 in Kentucky. Assets changed -1.4% and membership -2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 26.93% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.48% |
| Loans to shares & deposits | 82.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $17.80M | $13.23M | $0 | $4.47M |
| Jun 2023 | $17.61M | $12.80M | $0 | $4.72M |
| Jun 2024 | $19.18M | $14.13M | $0 | $4.97M |
| Jun 2025 | $20.18M | $14.83M | $0 | $5.09M |
| Jun 2026 | $19.89M | $14.43M | $0 | $5.36M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 1 |
Similar-sized credit unions
Tri State Rail ($19.95M) · Fayette Federal Employees ($19.84M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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