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Bayou City
HOUSTON, TX · NCUA Charter #23582 · Federal charter · Chartered 1980
Total assets
$23.83M
Shares & deposits
$21.32M
Total loans
$7.95M
Members
2,194
Net worth
$2.42M
Branches
3
Rank: #3,000 of 4,299 U.S. credit unions by assets · #242 of 380 in Texas. Assets changed -2.1% and membership -4.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.13% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.45% |
| Loans to shares & deposits | 37.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $29.84M | $27.46M | $0 | $2.14M |
| Jun 2023 | $28.07M | $25.67M | $0 | $2.26M |
| Jun 2024 | $25.67M | $23.28M | $0 | $2.29M |
| Jun 2025 | $24.34M | $21.87M | $0 | $2.33M |
| Jun 2026 | $23.83M | $21.32M | $0 | $2.42M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
Leadco Community ($23.84M) · Thiokol Elkton ($23.83M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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