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Blue Water
PORT HURON, MI · NCUA Charter #12906 · Federal charter · Chartered 1959
Total assets
$20.42M
Shares & deposits
$17.37M
Total loans
$8.34M
Members
1,201
Net worth
$2.95M
Branches
3
Rank: #3,104 of 4,299 U.S. credit unions by assets · #160 of 169 in Michigan. Assets changed 11.4% and membership 4.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.42% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.23% |
| Loans to shares & deposits | 48.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.12M | $16.37M | $0 | $2.63M |
| Jun 2023 | $18.04M | $15.17M | $0 | $2.74M |
| Jun 2024 | $18.48M | $15.52M | $0 | $2.77M |
| Jun 2025 | $18.32M | $15.09M | $0 | $2.84M |
| Jun 2026 | $20.42M | $17.37M | $0 | $2.95M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
The Heart Center ($20.44M) · Bloomington Postal Employees ($20.42M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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