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RIDGELAND, MS · NCUA Charter #6527 · Federal charter · Chartered 1950
Total assets
$37.57M
Shares & deposits
$30.84M
Total loans
$21.05M
Members
4,613
Net worth
$6.10M
Branches
3
Rank: #2,658 of 4,299 U.S. credit unions by assets · #20 of 55 in Mississippi. Assets changed -1.3% and membership -5.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.25% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.54% |
| Loans to shares & deposits | 68.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $41.91M | $36.88M | $0 | $4.75M |
| Jun 2023 | $38.83M | $33.40M | $0 | $5.15M |
| Jun 2024 | $37.02M | $30.93M | $0 | $5.61M |
| Jun 2025 | $38.06M | $31.87M | $0 | $5.97M |
| Jun 2026 | $37.57M | $30.84M | $0 | $6.10M |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 3 |
Similar-sized credit unions
Softite Community ($37.60M) · Badlands ($37.55M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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