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Cadets
ELMA, NY · NCUA Charter #6930 · Federal charter · Chartered 1950
Total assets
$17.70M
Shares & deposits
$16.14M
Total loans
$10.38M
Members
1,415
Net worth
$1.52M
Branches
2
Rank: #3,190 of 4,299 U.S. credit unions by assets · #191 of 268 in New York. Assets changed -7.8% and membership -5.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.59% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.25% |
| Loans to shares & deposits | 64.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $15.70M | $14.21M | $0 | $1.46M |
| Jun 2023 | $17.52M | $15.96M | $0 | $1.53M |
| Jun 2024 | $18.95M | $17.38M | $0 | $1.53M |
| Jun 2025 | $19.20M | $17.60M | $0 | $1.55M |
| Jun 2026 | $17.70M | $16.14M | $0 | $1.52M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Southern Star ($17.72M) · Bayou Community ($17.68M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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